AgriDigital Finance
Fast, flexible finance to support your business growth
You’ve always known us for building the software that makes grain management easy, and now you can connect your inventory with our AgriDigital finance offering.
Your inventory is what matters
Eligibility comes down to your inventory records in AgriDigital Platform. Unlock the value of your inventory, regardless of your business size or funding needs.
Flexible funding funding to suit you
You're in control. Simply request finance for inventory parcels located at approved storage providers and access up to 80% of the agreed market value. Receive funds within one day and pay it back in your own time.
Today's trade, made possible by tomorrow finance
The art of grain trading is managing risks and taking advantage of opportunities on the go. We collateralize your inventory assets to generate cash flow when you need it most.
Grain Financed
2015 – today
Amount of finance deployed
Amount of inventory financed
Designed to work the way you do, it’s fast and flexible asset backed finance to support your business goals.
Frequently asked questions
A margin call will be issued when your aggregated position falls below 115% (asset to liability ratio), and will be required to be sufficient to restore the position to greater than the required position level of 120%.
Sites eligible for finance include all major bulk handlers, plus a number of private sites across the AgriDigital Store network. Bulk handlers include; CBH, Emerald, Graincorp, GrainFlow (Cargill) and Viterra. Private Sites include; Boort Grain Co-Op, Boolah Farms, G.J & J.A Sheel, McNaught’s Storage, Universal Commodity Management and XLD. Do you own a site and would like to provide Finance at? Get in touch today.
Please reach out about securing a line of funding for the upcoming season.
We partner with Digital Commodity Finance and can provide finance for wheat, barley, canola, sorghum, cottonseed, cotton, oats, chickpeas, faba beans, fertilizer and wool.
No, however some conditions apply. For contracts held longer than 12 months, AgriDigital Finance reserves the right to apply a refinancing fee of $1/mt. A minimum charge of 30 days will be applied to loans under this length.
AgriDigital Finance currently has a per client maximum of $4 million. If you're interested in accessing more than this amount, get in touch with our team to discuss options.
Once our AgriDigital Finance customer agreement is signed, your funds will be available by end of week, as long as the inventory has been transferred to us.
No financials or long drawn out application process required. All you need is a signed copy of our AgriDigital Finance customer agreement, a light KYC process and you are ready to access our same-day finance. Contact us today for a copy of the customer agreement.
AgriDigital Finance is coming soon for on-farm storage. Express your interest via our contact form here.